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The full text of this and other court opinions are available online. Texas Is Throwing People In Jail For Failing To Pay Back Predatory Loans. At least six people have been jailed in Texas over the past two years for owing money on payday loans, according to a damning new analysis of public court records.
The economic advocacy group Texas Appleseed found that more than axis bank personal loan banking debtors have been hit with criminal charges in the state -- even though Texas enacted a law in 2012 explicitly prohibiting lenders from using criminal charges to collect debts. According to Appleseed's review, 1,576 criminal complaints were issued against debtors in eight Texas counties between 2012 and 2014. These complaints were often filed by courts with minimal review and based solely on the payday lender's word and frequently flimsy evidence.
As a result, borrowers have been forced to repay at least 166,000, the group found. Appleseed included this analysis in a Dec. 17 letter sent axis bank personal loan banking the Consumer Financial Protection Bureau, the Texas attorney general's office and several other government entities. It wasn't supposed to be this way.
Can a direct lender provide guaranteed payday loans. Lets examine the difference between a direct lender and a broker.
A direct lender processes your application and gives you money directly. In contrast, when you submit your application form to a broker, they sell it to direct lenders.
They may even charge a fee for this. The company that bought your application will then decide whether or not to lend to you.
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