A direct lender processes your application and gives you money directly. In contrast, when you submit your application form to a broker, they sell it to direct lenders. They may even charge a fee for this. The company that bought your citadel personal loans will then decide whether or not to lend to you.
Our opinion: Borrow only from a direct lender. Not a broker. Guaranteed payday loan is a term that usually implies that you would need a guarantor to secure your payday UK loan.
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