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Then, we do some on-line research on the value and availability of the instrument. Based on that assessment the pawnbroker will offer a loan. In this case lets say the loan is for 200. The loan will be paid to the client in cash once the client agrees to the loan and completes some paper work. In order to get a loan the client needs to show 2 forms of picture ID and agree to the terms of the loan. A pawn loan is for 30-days at conditionally approved personal loan commonwealth bank cost of 30 per hundred dollars borrowed (5 interest plus 25 storage fee).
Other optional charges such as insurance could apply. In our example the client who pawned the guitar will come back in 30 days and pay back 260 and have his guitar returned to him. If they cant pay the full amount, they have the option to pay by the day for the extra time needed.