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Many of these lenders offer additional products, including installment loans, lines of credit and check cashing.
Installment loans are paid back bi-weekly or over several months. They are larger than payday loans but are often as expensive or more so. Over the course of paying back an installment loan, you often pay double the amount you borrowed. Some of the lenders we looked at, personal loan cosigner good credit RISE and LendUp, offer installment loans that have lower rates than standard payday loans.
We also looked at the number of states each lender serves. In most of the Northeast and throughout the South, payday loans arent legal. Many lenders offer online loans in addition to having retail locations.